Coloradans getting health-insurance subsidies may have to pay more for coverage next year, or switch insurers.
Officials with Colorado's health-insurance exchange announced Monday that premiums are staying flat, but subsidies for people using the exchange will drop significantly in 2015. That means many will have to pay more, or shop for a new plan or a new insurer.
Roughly 148,000 people who signed up for insurance through Connect for Health. Most of those are getting the subsidies, or tax credits.
The subsidies are going down because they're calculated based on premiums for the mid-level or "silver" tier of benefits. Premiums are falling for that benchmark in eight of the nine geographic areas of Colorado, including metro Denver.
Open enrollment for next year begins Nov. 15.